Gadget Insurance

Examples of cover we provide

• Up to £1,150 repair or replacement costs for mobile phones and £1,000 for all other gadgets
• Up to £2,500 for mobile phone fraudulent use
• Maximum of two claims in any single 12-month period

Perils covered

• Repair or replacement costs for damaged gadgets following an accident
• Replacement costs for stolen gadgets
• Replacement costs for mobile phone against accidental or unintentional loss
• Repair or replacement costs for gadget electrical breakdown outside of the manufacturer’s guarantee. Does not include laptops
• Reimbursements costs for mobile phone accidentally lost or stolen and used fraudulently up to a maximum of £2,500
• Repair or replacement costs for intentionally or deliberately damaged gadget due to the actions of another party, not including immediate family

Gadgets covered

The gadget must be:

• A mobile phone, iPad, tablet, camera, laptop, portable gaming console, iPod, MP3 player, e-reader, Kindle, smart watch, satellite navigation or portable media player
• Of UK specification and purchased in the UK from a physical store or a UK based website where the items is dispatched from within the UK
• Purchased new, or refurbished items, purchased directly from the manufacturer or network provider only
• Less than 36 months old, in good condition and in full working order
• Purchased by owner, or gifted, with evidence of ownership