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Examples of cover we provide

  • Up to £1,150 repair or replacement costs for mobile phones and 1,000 for all other gadgets
  • Up to £2,500 for mobile phone fraudulent use
  • Maximum of two claims in any single 12-month period

Perils covered

  • Repair or replacement costs for damaged gadgets following an accident
  • Replacement costs for stolen gadgets
  • Replacement costs for mobile phone against accidental or unintentional loss
  • Repair or replacement costs for gadget electrical breakdown outside of the manufacturer’s guarantee. Does not include laptops
  • Reimbursements costs for mobile phone accidentally lost or stolen and used fraudulently up to a maximum of £2,500
  • Repair or replacement costs for intentionally or deliberately damaged gadget due to the actions of another party, not including immediate family

Gadgets covered

The gadget must be:

  • A mobile phone, iPad, tablet, camera, laptop, portable gaming console, iPod, MP3 player, e-reader, Kindle, smart watch, satellite navigation or portable media player
  • Of UK specification and purchased in the UK from a physical store or a UK based website where the items is dispatched from within the UK
  • Purchased new, or refurbished items, purchased directly from the manufacturer or network provider only
  • Less than 36 months old, in good condition and in full working order
  • Purchased by owner, or gifted, with evidence of ownership
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