UNDERSTANDING THE WHIPLASH INJURY (AMENDMENT) REGULATIONS 2025: KEY CHANGES AND IMPLICATIONS

June 2025 - New regulations introduced an increase in the tariff for whiplash injuries—the values rising by up to 15% for injuries sustained on or after May 31, 2025. 

The Whiplash Injury (Amendment) Regulations 2025 have now come into force, marking the first amendment to the legislation introduced in the Civil Liability Act 2018, impacting individuals that pursue a claim for non-fault injury sustained in a Road Traffic Accident. These new regulations introduced an increase in the tariff for whiplash injuries—the values rising by up to 15% for injuries sustained on or after May 31, 2025.

This adjustment comes after a long period in which the cost environment has changed significantly, with the tariffs having not been altered since the introduction of the Civil Liability Act in 2021. While introducing the new tariffs is undoubtedly a welcome development for those seeking compensation for whiplash injuries, there are questions about whether the increases go far enough, particularly as the cost of living and inflation have significantly impacted many aspects of daily life.

What has remained consistent is the complexity of making and managing a Personal Injury claim. With circa 90% of all claimants utilising formal representation when using the OIC portal to manage low value personal injury claims, the importance of a high-quality Motor Legal Expenses (LEI) policy remains. Whilst the increase in the tariff is welcome, it doesn’t keep pace with the changing cost and inflation landscape we have seen since 2021, and therefore it’s important that Legal Expenses delivers cost-effective value in response.

Our policy is designed to provide a high-level of service through our panel of experienced, quality solicitors. All legal costs are covered, with no deductions taken from compensation awarded. Claimants therefore see every pound of the increased tariff.

For further information about our Motor LEI policy, speak to your relationship manager or email enquiries@arclegal.co.uk for further information.